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A seated person holds a smartphone in their hands. The focus is on the smartphone.

Insurance reimagined: from paper files to apps

CLARK

The company

CLARK combines the convenience of a digital platform with the expertise of an independent insurance broker.
Year of foundation: 

2015

Location(s):

Frankfurt am Main (head office), Berlin, Amsterdam, Bristol, Manchester, Paris and Zurich

Sector:

Insurance, InsurTech

Founders:

Dr Marco Adelt, Dr Christopher Oster, Steffen Glomb, Chris Lodde

The company in three words:

App. Simple. Independent.

Blue lettering on a white background.

One app. All your insurance policies.

CLARK was founded in Frankfurt in 2015 with the aim of radically simplifying the complex world of insurance. UW/H graduate Dr Marco Adelt co-founded the company and spent nine years building it up. Instead of relying on paper files and sales representatives’ visits, CLARK focused from the outset on an app where customers can manage, compare and optimise their insurance policies digitally. The company was founded on the conviction that technology, data analysis and an excellent customer experience would shape the future of the insurance brokerage business. In less than ten years, CLARK has evolved from a start-up into Europe’s leading digital insurance broker – with more than two million users and turnover in the hundreds of millions. As a result, CLARK has become a frequently cited pioneer in the digital transformation of the insurance industry.

Photo of a man sitting in a light-coloured armchair and gesticulating while talking.

My advice for start-up founders:

“It is not the idea that determines success, but the ability to understand the market in depth and to act consistently on that knowledge.”

Dr Marco Adelt
, co-founder of CLARK
and UW/H graduate
, part-time doctoral studies (2010–2014)

Read our blog to find out what links entrepreneur Dr Marco Adelt to the UW/H, what drives him and why innovation management is so crucial to him.